Voyager® Corporate Banking from Fiserv integrates seamlessly and in realtime with financial institution back-office systems. As a result, corporations can make treasury management decisions based on reliable, up-to-date information and act on them instantly.

Key Features of Voyager Corporate Banking

Secure Single Sign-On
Corporate customers enjoy the convenience and benefits of a single set of credentials per user, and financial institutions reduce the hassle of resetting forgotten passwords. Voyager Corporate Banking integrates with multi-factor authentication systems to ensure a higher level of security for critical transactions involving large amounts of cash.

Controlled Authorization Services
Controlled authorization ensures control and accountability over which functions users can perform. With controlled authorization, administrative users can ensure that unauthorized transactions are not allowed.

Realtime Information and Transactions
Only Voyager has a proven history of handling realtime transactions in large-scale production environments. This capability is evident in Voyager Corporate Banking, giving corporations the confidence and assurance that their transactions are completed immediately and that their balance information is up-to-date.

Realtime Alerts
Voyager Corporate Banking provides alerts for balance thresholds, successful or unsuccessful payments, payment due information, transactions requiring approval, and discovery of check exceptions.

ACH and Wire Transfers
ACH and wire transfers allow corporate customers to move funds between accounts at any financial institution, collect receivables from customers, or electronically pay suppliers, employees, and others.

Positive Pay and Stop Payment
Voyager Corporate Banking provides positive pay functionality, enabling businesses and financial institutions to combat check fraud. With positive pay, corporate cash managers can upload issues files or enter issues manually, and view exceptions and disposition them as needed.

Lockbox
With Voyager Corporate Banking, lockbox accounts are accessible with other corporate accounts, providing the corporate cash manager with summary and detailed information about the day’s payment processing run.

Electronic Statements
Voyager Corporate Banking makes electronic statement images available to customers. Cash managers can be alerted via e-mail when statement images are available. They can opt out of paper statements, eliminating mailing and other servicing costs for the financial institution. Corporations enjoy the convenience of storing and searching electronic records instead of unwieldy paper records.

Server-Side Register
Personal Money Manager from Fiserv provides an online check register that helps institutions improve customer retention. This functionality presents individual account detail in a check register-like view. Customers can annotate their transactions and assign them to categories (e.g., payroll, office supplies, rent). They can run reports to compare their expenditures to a budget or to complete forms at tax time.

Bill Payment and Presentment
Bill payment and presentment for Voyager Corporate Banking provides customers with an easy way to pay bills online. This functionality provides treasury management customers with the convenience of scheduling and managing payments via the Internet, as well as an audit trail for payment history.